Keywords: Iowa, letter, Trans Union, requesting, free copy, credit report, denial of credit Iowa Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit [Your Name] [Your Address] [City, State, ZIP Code] [Date] Trans Union Consumer Relations Department P.O. Box 2000 Chester, PA 19016 Subject: Request for Free Copy of Credit Report — Denial of Credit Dear Trans Union, I am writing to request a free copy of my credit report from Trans Union, as I recently received notification of a credit denial. According to the Fair Credit Reporting Act (FCRA) and the Iowa Consumer Credit Reporting Act (ACCRA), I am entitled to a free copy of my credit report under these circumstances. To provide you with all the necessary details for processing my request, I am providing the following information: 1. Consumer Information: — Full Name: [Your Full Name— - Date of Birth: [Your Date of Birth] — Social Security Number: [Your SSN] 2. Address Information: — Current Address: [Your Current Address] — Previous Address (if applicable): [Your Previous Address] 3. Contact Information: — Phone Number: [Your Phone Number— - Email Address: [Your Email Address] 4. Denial Information: — Date of Credit Denial: [Date of Credit Denial] — Name of Creditor: [Name of Creditor— - Reason for Credit Denial: [Reason for Credit Denial, if provided] I kindly request that you process the free copy of my credit report as soon as possible, so I may review its contents and address any discrepancies or issues that may have contributed to the credit denial. In accordance with the FCRA and ACCRA, I expect to receive the credit report within the legally mandated timeframe of 30 days. Additionally, please inform me of the proper procedure to follow in case there are any fees associated with obtaining additional credit reports or disputing inaccurate information. Thank you for your prompt attention to this matter. If you require any further information or documentation, please do not hesitate to contact me at the provided phone number or email address. Sincerely, [Your Name]