In an action by a personal property owner against the lienholder for wrongful conversion of the property covered by the lien, the property owner is generally only entitled to recover the excess of the fair market value of the property over the amount of the debt for which it was security.
Iowa Instruction to Jury Regarding Damages for Conversion by Lienholder
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The basic rule is: If you need to convert from a larger unit to a smaller unit, multiply. If you need to convert from a smaller unit to a larger unit, divide. You will make the number smaller and, as you already know, division is all about making numbers smaller.
The elements of conversion are: The plaintiff's ownership or right to possession of the property. The defendant's conversion by a wrongful act inconsistent with the property rights of the plaintiff. Damages.
Restatement 2d of Torts § 222A: What Constitutes Conversion Conversion is an intentional exercise of dominion or control over a chattel which so seriously interferes with the right of another to control it that the actor may justly be required to pay the other the full value of the chattel.
Restatement 2d of Torts § 222A: What Constitutes Conversion Conversion is an intentional exercise of dominion or control over a chattel which so seriously interferes with the right of another to control it that the actor may justly be required to pay the other the full value of the chattel.
To be conversion, a taking of property must be without the owner's consent. There must be some act giving the taker some control over the object, though actual physical removal is not essential. The taking need not be malicious or even knowledgeable.
Conversion is an intentional tort which occurs when a party takes the chattel property of another with the intent to deprive them of it. Conversion is not applicable to real property. For the purposes of conversion, ?intent? merely means the objective to possess the property or exert property rights over it.
To determine whether the level of interference is serious enough to constitute a conversion, courts consider the following factors (HAGRID): The degree of Harm done to the chattel. The defendant's intent to Assert a right inconsistent with the plaintiff's right of control.