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?Serious bodily injury? means bodily injury which creates a substantial risk of death or which causes serious, permanent disfigurement, or protracted loss or impairment of the function of any bodily member or organ.
Here are the minimum Hawaii auto insurance coverage requirements for the legal operation of an automobile in the state: Bodily injury liability coverage: $20,000 per person and $40,000 per accident. Basic personal injury protection: $10,000. Property damage liability coverage: $10,000.
Under Hawaii law, most personal injury lawsuits must be brought within two years from the date of the injury.
Hawaii law provides that there is no ?tort liability? if there has not been at least $5,000 paid in medical bills by the No-Fault insurance provider. In other words, if one's injuries are not serious enough to warrant $5,000 worth of medical treatment, then one will not be able to make a claim for their injuries.
Hawaii is a considered a ?no-fault state?, which means your motor vehicle insurance company will pay the bills for your injuries and your passengers' injuries up to the personal injury protection benefits (?PIP?) limit. And you cannot sue or be sued unless there are serious injuries.
Some Of The Ways You Could Lose Your Hawaii Injury Case. As has been discussed on many of the pages of our website, in order to make a claim for pain and suffering, No-Fault Insurance has to pay at least $5,000 of your medical bills. The $5,000 amount is known as the ?Tort Threshold?.
Hawaii has a two-year statute of limitations on car accident claims. This is the amount of time you have to file a lawsuit against another party for your injuries, property damage, and other losses. It's critical to speak to a car accident attorney before the deadline expires.
Hawaii is a considered a ?no-fault state?, which means your motor vehicle insurance company will pay the bills for your injuries and your passengers' injuries up to the personal injury protection benefits (?PIP?) limit. And you cannot sue or be sued unless there are serious injuries.