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Filers are usually hoping to get a bankruptcy discharge. That's the order that wipes out certain debts and gives you a fresh start. A dismissal is very different. It means your case has been stopped before the court granted a discharge.

During a Chapter 7 bankruptcy, a court wipes away your qualifying debts. Unfortunately, your credit will also take a major hit. If you've gone through a Chapter 7 bankruptcy, you'll need to wait at least 4 years after a court discharges or dismisses your bankruptcy to qualify for a conventional loan.

Dismissal of a Bankruptcy Case ? Dismissal ordinarily means that the court stopped all proceedings in the main bankruptcy case AND in all adversary proceedings, and a discharge order was not entered. Dismissal can occur because a debtor requested the dismissal and qualifies for voluntary dismissal.

It represents a formal order from the bankruptcy judge that all debts which can be eliminated or adjusted have been so modified. This order is binding on all state and federal courts and if a creditor attempts to collect on a discharged debt, you can sue that creditor for damages in a contempt proceeding.

Most Chapter 7 bankruptcy cases take between 4 - 6 months to complete after filing the case with the court. The order erasing eligible debts can be granted as early as 90 days from the date the case was filed. No-asset cases are typically closed a couple of weeks after the discharge date.

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Chapter 7 Trustee's Motion to Dismiss Bankruptcy Case and Declaration that Debtor(S) Failed to Appear at Two 341(A) Meetings of Creditors. Generally, you can only dismiss your Chapter 7 bankruptcy if you have a good reason (good cause).Debtor attempts to voluntarily dismiss his own chapter 7 case the court should simply grant the motion, but that is not the case. Eventually, the bankruptcy court or the creditor files a motion to bar the debtor from refiling for years so the foreclosure can proceed. In most cases, you can only dismiss your Chapter 7 bankruptcy for cause (meaning that you must have a good reason). Dismissal of a Chapter 7 bankruptcy case usually closes the case before one can receive a discharge. The more debt that is incurred prior to filing, the more likely the debtor will qualify for chapter 7. Chapter 7 Case Dismissed Because Debtor Could Pay Debts! In order to dismiss a Chapter 7 or 11 case, you must file a motion explaining how dismissal would be in the best interests of creditors. PERRIS, Bankruptcy Judge.

Hawaii Dismiss - Chapter 7 (Debtor's Motion)

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What is the difference between Chapter 7 dismissal and discharge?

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