Georgia How to Request a Home Affordable Modification Guide
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How to fill out How To Request A Home Affordable Modification Guide?
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FAQ
To be eligible for the Georgia Dream program, applicants must be looking at a property in the targeted area, and not have owned a home in the past three years. They must meet the specific income and purchase price limits, have limited assets, and be able to invest a minimum of $1,000.
2. Do I have to pay back the down payment assistance loan? Yes. The down payment assistance is a 0% interest loan with no monthly payment.
It carries no interest and requires no repayments until you sell, refinance or no longer consider the home your primary residence. As with all Georgia Dream loans, you must complete a homebuyer education course.
The Georgia Dream Homeownership Program makes purchasing a home possible for eligible residents. Georgia Dream provides affordable financing options, down payment and closing cost assistance, and homebuyer education.
Georgia Dream PEN Down Payment Assistance It carries no interest and requires no repayments until you sell, refinance or no longer consider the home your primary residence. As with all Georgia Dream loans, you must complete a homebuyer education course.
1. What is the Georgia Dream Homeownership Program? The Georgia Dream program was created to make homeownership possible for eligible low- and moderate-income Georgians by providing affordable financing options, down payment assistance, and homebuyer education.
For any county not listed above, the purchase price cannot exceed $275,000. Household income cannot exceed: 1 or 2 persons: $72,000. 3 or more persons: $83,000.
To be eligible for the Georgia Dream program, applicants must be looking at a property in the targeted area, and not have owned a home in the past three years. They must meet the specific income and purchase price limits, have limited assets, and be able to invest a minimum of $1,000.