US Legal Forms
Spec Forms
Georgia
Letter Informing Debt Collector of False or Misleading...

Georgia Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Threatening to Take an Action that Cannot Legally be Taken or That is not Intended to be Taken - Contacting the Consumer’s Employer

Category:

Collections - Fair Debt Practices Act

State:

Multi-State

Control #:

US-DCPA-19.13BG

Format:

Instant download

Description

Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows: "A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

"(5) The threat to take any action that cannot legally be taken or that is not intended to be taken."

It is a violation of the Fair Debt Collection Practices Act to contact a consumer debtor's employer for a purpose other than to obtain location information.

Georgia Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

Georgia Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Threatening to Take an Action that Cannot Legally be Taken or That is not Intended to be Taken

Georgia Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Misleading a Consumer as to the Legal Consequences of their Actions - e.g., Falsely Implying that a Failure to Respond is an Admission of Liability

Georgia Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

Georgia Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency

A02 Answer to Complaint

Movie or Film Production Agreement

Contrato de Compraventa de Bienes Personal...

Civil Cover Sheet

Accredited Investor Certification

Authority for Release of Medical Information

Sample Complaint - Breach of Contract - Ex...

Notice of Special Meeting of Board of Dire...

Statement of Taxpayer Identification Number

Software Equipment Request

How to fill out Letter Informing Debt Collector Of False Or Misleading Misrepresentations In Collection Activities - Threatening To Take An Action That Cannot Legally Be Taken Or That Is Not Intended To Be Taken - Contacting The Consumer’s Employer?

If you want to be thorough, obtain, or print legal document templates, utilize US Legal Forms, the most extensive collection of legal forms available online.

Leverage the site’s straightforward and efficient search to find the documents you need.

Various templates for business and personal uses are organized by categories and states, or keywords.

Step 4. After locating the form you need, click on the Download now button. Select the pricing plan you prefer and provide your credentials to register for an account.

Step 5. Complete the transaction. You can use your Visa or MasterCard or PayPal account to finalize the payment.

Utilize US Legal Forms to access the Georgia Letter Notifying Debt Collector of Erroneous or Deceptive Misrepresentations in Collection Actions - Threatening to Undertake an Action that Cannot Legally Be Executed or That Is Not Intended to Be Executed - Contacting the Consumer's Employer with minimal clicks.
If you are already a US Legal Forms customer, Log Into your account and select the Download button to get the Georgia Letter Notifying Debt Collector of Erroneous or Deceptive Misrepresentations in Collection Actions - Threatening to Undertake an Action that Cannot Legally Be Executed or That Is Not Intended to Be Executed - Contacting the Consumer's Employer.
You can also access forms you previously downloaded in the My documents section of your account.
If you are using US Legal Forms for the first time, follow the steps below.
Step 1. Ensure you have chosen the form for your correct city/state.
Step 2. Use the Preview option to review the form’s content. Remember to read the description.
Step 3. If you are not satisfied with the form, take advantage of the Search box at the top of the screen to locate other versions of the legal form template.

Form popularity

FAQ

Under the Fair Credit Reporting Act (FCRA) (15 U.S.C. § 1681 and following), you may sue a credit reporting agency for negligent or willful noncompliance with the law within two years after you discover the harmful behavior or within five years after the harmful behavior occurs, whichever is sooner.

Yes, you may be able to sue a debt collector or a debt collection agency if it engages in abusive, deceptive, or unfair behavior. A debt collector is generally someone who buys a debt from a creditor who, for whatever reason, has been unable to collect from a consumer.

Debt collectors are generally prohibited under federal law from using any false, deceptive, or misleading misrepresentation in collecting a debt. The federal law that prohibits this is called the Fair Debt Collection Practices Act (FDCPA).

7 Most Common FDCPA ViolationsContinued attempts to collect debt not owed.Illegal or unethical communication tactics.Disclosure verification of debt.Taking or threatening illegal action.False statements or false representation.Improper contact or sharing of info.Excessive phone calls.

Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.

Unfair practices are prohibitedDeposit or threaten to deposit a postdated check before your intended payment date. Take or threaten to take property if it's not allowed. Collect more than you owe on a debt, which may include fees and interest.

(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof. (2) The false representation of -- (A) the character, amount, or legal status of any debt; or.

Your letter should: Ask the credit bureau to remove or correct the inaccurate or incomplete information. Include: your complete name and address....The credit bureaus also accept disputes online or by phone:Experian (888) 397-3742.Transunion (800) 916-8800.Equifax (866) 349-5191.

The Fair Debt Collection Practices Act (FDCPA) The FDCPA prohibits debt collection companies from using abusive, unfair or deceptive practices to collect debts from you.

Ohio Opinion of CS First Boston Corporation

North Dakota Opinion of CS First Boston Corporation

Oklahoma Opinion of CS First Boston Corporation

Oregon Opinion of CS First Boston Corporation

Pennsylvania Opinion of CS First Boston Corporation

Trusted and secure by over 3 million people of the world’s leading companies

Georgia Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Threatening to Take an Action that Cannot Legally be Taken or That is not Intended to be Taken - Contacting the Consumer’s Employer

Buy now