Georgia Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights

State:
Multi-State
Control #:
US-AHI-010
Format:
Word; 
Rich Text
Instant download

Description

This AHI form is a certificate of group health plan coverage. This form is evidence that the employee is covered under the group health care plan.
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FAQ

Health plans: Medicare, Medicaid, Medicare+Choice, and Medicare supplement insurers. Long-term care insurers (excluding nursing home fixed-indemnity policies) Employer-sponsored group health plans. Government- and church-sponsored health plans.

The HIPAA certificate, also known as certificate of creditable coverage, documents the health coverage you had before you lost coverage. If you had less than 18 months of continuous coverage, the certificate includes the dates any waiting period began and when coverage began and ended.

HIPAA's "portability" protection means that once a person obtains creditable health plan coverage, he or she can use evidence of that coverage to reduce or eliminate any preexisting medical condition exclusion period that might otherwise be imposed when moving to another health plan.

If keeping temporary coverage in force at a low cost is the best option, porting would be the way to go. If locking in long-term coverage at a higher rate sounds better, converting would be the better option. With either option, the insured can keep their coverage without a lapse.

Group health insurance portability is a useful feature that allows you to continue your health insurance coverage without interruption. The process of porting from a group policy to an individual policy is relatively simple, provided you follow the necessary steps and fulfil the requirements specified by the insurer.

Need to switch life insurance providers? It's possible. But the replacement of a policy from one company with a policy from a different company is regulated, so you'll want to work with an insurance agent to make sure the process goes smoothly and ing to the rules.

The process of porting from a group policy to an individual policy is relatively simple, provided you follow the necessary steps and fulfil the requirements specified by the insurer. By porting your policy, you can enjoy the benefits of a customized health insurance policy that meets your specific healthcare needs.

Portability allows eligible insured employees to ?port? (or buy) Group Life insurance coverage when they are losing coverage because their coverage is being voluntarily or involuntarily terminated.

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Georgia Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights