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Simply speaking, an ISO?or Independent Sales Organization?is a third-party payment processing company that is authorized to handle merchant accounts for businesses. ISOs have relationships with acquiring member banks, and this allows them to provide merchant services to their customers.
ISOs help businesses set up merchant accounts, which are special types of bank accounts that allow businesses to accept credit and debit card payments. ISOs provide the technology and services needed to process credit card transactions. This can include physical card readers, online payment gateways, and more.
In banking and payments, ISO stands for independent sales organization ? a type of merchant services company that acts as an intermediary and matches merchants with the payment processing services they need. Even within the payments industry, ISOs and the role they play are often misunderstood.
ISOs, or independent sales organizations, are companies that aren't officially part of the cardmember associations like Visa or MasterCard but have developed partnerships with acquiring member banks to provide merchant accounts or other merchant services to members.
By Practical Law Commercial. A B2B agreement in which the supplier agrees to provide a maintenance and support service for equipment. The agreement is drafted to be broadly neutral between the parties. To access this resource, sign in below or register for a free, no-obligation trial.
An ISO agreement outlines the terms and conditions of the relationship between the ISO and the processing company, including the services that the ISO will provide to merchants which can include equipment deployment, sales, training and customer service, the fees that the processing company will pay for those services, ...