[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Card Issuer's Name] [Credit Card Issuer's Address] [City, State, ZIP] Subject: Cancellation of [Credit Card Name/Number] Dear [Credit Card Issuer's Name], I am writing this letter to formally request the cancellation and termination of my [Credit Card Name/Number]. I have thoroughly reviewed my financial situation and have decided that it is in my best interest to discontinue using this credit card. As a responsible cardholder, I have always made timely payments and maintained a good credit history with your institution. However, due to changing circumstances, I no longer require the service of this credit card. I kindly request you to cancel my credit card with immediate effect and provide written confirmation of the same. Please ensure that no further charges, interests, or fees are posted to my account following the date of this letter. I am enclosing my credit card in this letter for your reference. Please provide me with details on any outstanding balance on my account, including the exact amount and the deadline for payment, if applicable. Kindly acknowledge this letter and provide confirmation that my request for cancellation has been processed. In case there are any documents or forms that need to be completed by me in order to facilitate the cancellation process, please inform me immediately. I will be more than willing to provide any additional information or documentation necessary to complete this request. I appreciate the assistance and service I have received from your bank and would like to thank your customer service team for their prompt attention to this matter. Furthermore, I trust that this cancellation will be handled in a professional and efficient manner. If you have any further questions or need any clarifications, please do not hesitate to contact me at the provided phone number or email address. Thank you for your prompt attention to this matter. Sincerely, [Your Name]
Florida Sample Letter for Cancellation of Credit Card
Description
How to fill out Sample Letter For Cancellation Of Credit Card?
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FAQ
Dear Sir/Madam, I hereby kindly request you to cancel/close my credit card account. Details of which are mentioned below. Reason for card cancellation/closure: I have been using it recklessly for the last few months and it is affecting my monthly savings.
The card issuer should send you a follow-up letter about the account closing. You could also check your credit report to see that the account has been closed. The card issuer can also cancel a credit card at any time.
Due to the non-receipt of the statement, I had no way of making the payment. Thus, I request that you kindly waive the late payment fee and interest charge, for without the statement, it was impossible for me to make the payment.
I am writing this letter to close my credit card account for the following reason: I haven't used the account for quite some time and don't plan to use it in the future. I'm not carrying a balance on this account. Thank you for closing my account promptly.
You can close your credit card without writing a letter, but sending a letter gives you physical proof that you requested your account to be closed. 1feff 2feff You may even choose to call your credit card issuer first to close your account, and then follow up with a letter for your records.
Use your notes to write the credit card company a certified letter with the details of your conversation, including date, time, names and any confirmation numbers you received. Make sure to request a written statement that shows your balance is all clear and your account is completely closed.
Sub: Credit Card Cancellation LetterDear (name), I am writing this letter to inform you that I need to cancel my credit card issued by your bank. I want to terminate the credit card from today. There are no dues on the card.
Call your credit card issuer to cancel and confirm that your balance on the account is $0. Mail a certified letter to your card issuer to cancel the account. In this letter request that written confirmation of your $0 balance and closed account status be mailed to you.
You can call the credit card customer care of the respective bank and request them to cancel the credit card that is in your name. Once the request has been raised with the customer care, the bank will get back to you and discuss the details for the cancellation of the credit card.
