Florida Model Closed-End or Net Vehicle Lease Disclosures - Federal Consumer Leasing Act Disclosures
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How to fill out Model Closed-End Or Net Vehicle Lease Disclosures - Federal Consumer Leasing Act Disclosures?
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The Consumer Leasing Act (15 U.S.C. 1667 et seq.) (CLA) was passed in 1976 to assure that meaningful and accurate disclosure of lease terms is provided to consumers before entering into a contract. It applies to consumer leases of personal property.
(5) When the insurance policy provides for the adjustment and settlement of first-party motor vehicle total losses on the basis of actual cash value or replacement with another of like kind and quality, the insurer shall use one of the following methods: (a) The insurer may elect a cash settlement based upon the actual ...
Section 319.23, Florida Statutes, authorizes the department to prescribe the form to be used in applying for a Florida Certificate of Title. This law and other sections of Chapters 319, 320 Florida Statutes, prescribe certain fees, documentation, verification and attestments which must accompany the application.
New disclosures also must be provided when a consumer renegotiates, or extends a lease, subject to certain exceptions. In the event of multiple lessors, one lessor on behalf of all the lessors may make the required disclosures.
(b) Except as provided in this subsection and in subsection (c) of this Code section, prior to the sale of a new motor vehicle, a dealer must disclose to the buyer any damage which has occurred to the vehicle of which the dealer has actual knowledge and which costs more than 5 percent of the manufacturer's suggested ...
The Motor Vehicle Lease Disclosure Act provides that all leases must meet certain requirements. You are entitled to copies of all documents which you sign during the course of the lease transaction, especially the lease contract which will contain several very important terms.
Consumer Leasing Act (CLA): The Consumer Leasing Act is a federal law that establishes disclosure requirements and provides protections for consumers entering into personal property lease transactions.