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(a) A debt collector may not use a false, deceptive, or misleadingto take an action that cannot legally be taken or that is not intended to be taken;. Representing clients in consumer class actions in matters involving the Fair Credit Reporting. Act (?FCRA?), Fair Debt Collection Practices Act.(2) Current law makes it next to impossible for a collector (let alone a consumer) to know whether they are collecting a debt that is not ?out of statute. In November 2017, political appointees of President Donald Trump assumed control of the Consumer. Financial Protection Bureau (Consumer Bureau), the federal ... Or maybe you need to learn how to write a complaint letter about a deceptiveGSA's Consumer Action Handbook is an important part of USAGov?your guide to. A. Resources. 1. NATIONAL CONSUMER LAW CENTER, UNFAIR AND DECEPTIVE ACTS ANDFor example, a creditor sues the consumer to recover a debt allegedly. Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Threatening to Take The Forms Professionals Trust! ?. Might have for data privacy and security issues to cover in future editions.The FTC also took action against Midwest Recovery Systems, a debt. Other than to obtain location information, a debt collector may not contact third persons such as a consumer's friends, neighbors, relatives, or employer. And debt collectors should immediately cease from contacting a consumer's place of employment unless a consumer gives the collector permission or a court ...
