District of Columbia Stock Purchase Assistance Plan of Gilbert Associates, Inc.
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How to fill out Stock Purchase Assistance Plan Of Gilbert Associates, Inc.?
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640 minimum credit score. Maximum 50 percent DTI ratio. No more than $154,800 in household income. No more than $565,300 home purchase price.
In Washington, D.C., an MCC provides a tax credit of up to 20 percent of your annual mortgage interest. To be eligible for the credit, you must be a first-time homebuyer, a veteran or purchasing a home in a targeted area.
For moderate income eligible households: Payment on loans is deferred for the first five years. Monthly principal-only payments begin in the sixth year of the loan, amortized over a 40-year period. For very low income and low income eligible households: Loans will have no monthly payments.
Please note: District residents always are the priority for HPAP assistance. We will accept applications from non-residents, but they only will be processed when there are no pending applications from District residents. To apply for HPAP assistance, please contact one of the Community Based Organizations (CBOs).
Once you start the application process you should expect that it will take between 60 to 90 days for application approval. To learn more about these and other DC government programs visit DHCD's website at , you may also Click Here.
The Employer-Assisted Housing Program (EAHP) offers eligible District government employees a deferred, 0% interest loan and a matching funds grant for down payment and closing costs to purchase their first single family home, condominium, or cooperative unit in the District.
The Home Purchase Assistance (HPAP) program provides interest-free loans and closing cost assistance to qualified applicants to purchase single family houses, condominiums, or cooperative units in the District.