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Connecticut is a 'Fault' Insurance State This means the at-fault driver must compensate everyone injured in the accident, including other drivers, passengers, pedestrians and cyclists. Determining who's at fault might seem straightforward.
How Can You Prove that the Other Driver Lied? Eyewitness statements: If there were witnesses to the scene, their testimony could confirm your side of the story. Surveillance: Local business cameras, residential area cameras, or traffic cameras could have captured your crash on video.
If the worst happens and you're in a motor vehicle accident, here's what you need to do. Take note of traffic violations. The best time to decide who is at fault is at the scene of the accident. ... Start collecting evidence. ... Talk to witnesses. ... Consider if the other driver was negligent. ... Get a compensation lawyer on board.
Connecticut law establishes the state as an ?at-fault? state, meaning that someone is almost always considered responsible for the crash. Comparative negligence means that each participant in the crash is assigned a percentage amount of the fault based on their negligence contributed to the crash.
Determining fault for a collision relies on gathering and examining accident scene evidence. This could be photographs of vehicle damage, eyewitness accounts, records of auto repairs, witness testimony or law enforcement reports.
Insurance companies determine fault, through direct or indirection action of its insured persons, using the fault rules. Fault is determined without caring about the circumstances, including the weather conditions, the road conditions, visibility, or actions of pedestrians.
Sudden stops can be jarring and unexpected. However, drivers are expected to maintain a safe following distance to account for such scenarios. If you hit a car that stopped suddenly, you might bear some responsibility. But if the front driver's sudden stop was unreasonable or without cause, they could share the blame.
Evidence and witnesses are key to determining fault in auto accidents. If the fault is not clear at the scene of the accident, there may be traffic cameras that recorded the accident. By reviewing the footage, a driver's fault may be able to be assigned sooner than later this way.
If your friend was driving your car, your insurance will provide primary coverage as Connecticut law presumes you gave the driver permission to use your vehicle.