Connecticut Property Agreement
Description
How to fill out Property Agreement?
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FAQ
You're not legally required to buy a house with a REALTOR® or agent. The decision largely depends on your situation and unique home buying needs. If you're worried about finding houses for sale and negotiating a purchase price alone, you might want to consider hiring an experienced real estate agent.
Your offer should include: The name of the seller. The address of the property. The names of anyone who will be on the title, including yourself. The purchase price you're offering and down payment. The earnest money deposit. Any contingencies you'd like to include. Any concessions you're requesting from the seller.
Connecticut law prohibits a broker or salesperson from representing or negotiating on behalf of a buyer unless a buyer signs a written agreement to allow the broker or salesperson to act on buyer's behalf.
FAQ A credit score of at least 580 will allow for a 3.5% down payment. MIP (Mortgage Insurance Premium ) is required. Debt-to-Income Ratio must be less than 43% The home must be the borrower's primary residence. Borrowers must have steady income and proof of employment.
Recommended Minimum Savings Minimum Down Payment$50,000Closing Costs$6,640Estimated Cash Needed to Close$56,640Recommended Cash Reserve$10,507Total Recommended Savings$67,147
The minimum credit score to buy a house in Connecticut is 580. Borrowers will a lower credit score of 500 to 579 may also be eligible for select mortgage lenders.
Connecticut home buyer stats Average Home Sale Price in CT1$388,200Minimum Down Payment in CT (3%)$11,64620% Down Payment in CT$77,640Average Credit Score in CT2728Maximum CT Home Buyer Grant3Up to $40,000+ as forgivable loan in Bridgeport
Any purchase agreement should include at least the following information: The identity of the buyer and seller. A description of the property being purchased. The purchase price. The terms as to how and when payment is to be made. The terms as to how, when, and where the goods will be delivered to the purchaser.
