Connecticut Loan Agreement regarding Line of credit for purchase of digital radiographic imaging systems for dental and medical markets
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How to fill out Loan Agreement Regarding Line Of Credit For Purchase Of Digital Radiographic Imaging Systems For Dental And Medical Markets?
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FAQ
The Connecticut Truth-In-Lending Act generally requires financial institutions and others to clearly and conspicuously disclose to consumers certain loan information (CGS § 36a-675 et seq.).
Connecticut's usury statute sets a 12% interest rate maximum on any loans that are not exempted from the limit by law. Major exemptions include any loans made by state or federal banks or credit unions, any mortgages over $5,000, and any business loans over $10,000.
Small loans can be beneficial for covering an unexpected expense, financing a purchase, or consolidating credit card debt. And small loans generally range from $1,000 to $10,000 and can generally be obtained with lower interest rates than credit cards.
The Small Loan Act requires a license to perform a broad variety of activities with respect to ?small loans,? including not only making loans but also performing lead generation and customer acquisition, arranging or brokering loans, servicing loans, or purchasing loans (although the law does provide some limited fact- ...
The Connecticut Abusive Home Loan Lending Practices Act and the nonprime lending statutes impose additional requirements, disclosures, and loan structures on high-cost and nonprime home loans, respectively.
?True lender? regulation seeks to prevent non-banks from avoiding APR restrictions set forth in Connecticut's Small Loan Lending and Related Activities Act through partnerships with banks. ?True lender? arrangements have been the subject of regulatory scrutiny for over a decade.
