Connecticut Loan Plan for Key Employees
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How to fill out Loan Plan For Key Employees?
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FAQ
VACATION LEAVE Most employees who have been employed 0 to 5 years earn one (1) day per month; over five (5) and under twenty (20) years earn one and one quarter (1 1/4) days per month; over twenty (20) years earn one and two thirds (1 2/3) days per month. Part-time employees earn vacation leave on a pro-rata basis.
Tier 3 is a ?defined benefit? plan that provides pension benefits based upon final average pay and years of service. This plan provides service, disability and survivor pension benefits as well as retiree health insurance subsidies to eligible sworn members and certain qualified survivors.
Tier 2 is a ?defined benefit? plan that provides pension benefits based upon final pay and years of service.
You will have earned a permanent vested right to a retirement benefit if you have at least 5 years of actual state service or 10 years of vesting service at the time you leave. Refer to the section entitled "Vested Rights Retirement" for information on the age at which you may begin to receive your benefit.
In Connecticut, the average retirement income is $35,067 with an average annual Medicare expenditure of $12,905 and 66.80% of seniors spending less than 30% of their income on housing.
As a member of Tier III you will accrue three types of service: actual state, vesting and credited service. You are "vested" or eligible for immediate or deferred retirement benefits when you meet specific service requirements. Actual state and vesting service determine your eligibility for benefits.
