Connecticut Sample Letter to Defendant concerning Repayment of Unearned Premiums
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How to fill out Sample Letter To Defendant Concerning Repayment Of Unearned Premiums?
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FAQ
Unearned premiums may be subject to return if a client ends coverage before the term covered by the premium is complete. An unearned premium may be returned when an insured item is declared a total loss and coverage is no longer required, or when the insurance provider cancels the coverage.
Rated by 6 readers. An insurance refund refers to when the insurance company returns a part of the premium paid by the policyholder, usually due to the cancellation of the policy before its expiration date, overpayment of premiums, or adjustments made to the policy terms.
The unearned portion of a life insurance premium is the advance premium an insurer receives for which coverage has yet not been provided to the customer. It is a liability in the insurer's books of accounts as the insurer may have to return it to the customer on policy cancellation, subject to certain conditions.
OAMIC fulfilled two months of coverage so $200 of the premium has been earned. So, $1,200-$200=$1,000. The $1,000 of unearned paid premium will be returned to Sarah after March 1 since she paid the full amount in advance.
Your insurance company may issue a refund if your policy is canceled, and you've paid your premium in advance. Receiving an insurance refund will largely depend on why you're canceling the policy and how much of the premium you paid in advance.
