Connecticut Sample Letter for Corrections to Credit Report: [Your Name] [Your Address] [City, State, ZIP] [Date] [Credit Bureau Name] [Address] [City, State, ZIP] Subject: Request for Correction of Inaccurate Information on Credit Report Dear Sir/Madam, I am writing to bring to your attention certain inaccuracies that I have identified on my credit report, provided by your agency. In accordance with the Fair Credit Reporting Act (FCRA) and the laws of the state of Connecticut, I kindly request that you investigate and correct the following errors promptly: 1. [Identify error: Provide specific details such as incorrect account status, payment history, balances, or any other discrepancies.] 2. [Identify error: Elaborate on the second discrepancy found on your credit report.] 3. [Identify error: If applicable, mention a third inaccuracy observed on your credit report.] I have carefully reviewed my credit report and compared it to the information I have obtained from the original creditors, and I can confidently assert that the aforementioned errors are materially inaccurate and have a negative impact on my creditworthiness. Enclosed with this letter are copies of relevant supporting documents, including statements, receipts, or correspondence with the original creditors. I kindly request that you thoroughly investigate these discrepancies, update my credit report accordingly, and provide me with a corrected copy of the report at your earliest convenience. Furthermore, I expect to receive written confirmation from your agency acknowledging the receipt of my dispute, a detailed summary of actions taken to investigate the inaccuracies, and a written statement specifying the corrections made to my credit report. As per the FCRA, please note that you have 30 days from the date of receipt of this letter to complete your investigation and make corrections. Failure to comply with this statutory requirement will leave me no choice but to seek legal remedies available to me under federal and Connecticut state law. I have faith in your professionalism and competence in resolving these inaccuracies promptly and efficiently. I look forward to a swift resolution of this matter. Please feel free to contact me at [Your Phone Number] or [Your Email Address] if you require any additional information or have any questions regarding the aforementioned errors. Thank you for your immediate attention to this matter. Sincerely, [Your Name] --------------------------------------------------------------------- Note: Various types of Connecticut Sample Letters for Corrections to Credit Reports may include disputes related to: 1. Incorrect personal information: If personal information such as name, address, social security number, or date of birth is inaccurately reported on the credit report. 2. Identity theft: When fraudulent accounts, inquiries, or activities related to identity theft are discovered on the credit report. Additional legal documentation may be required in such cases. 3. Payment errors: When incorrect payment history, late payments, or collections are reported for accounts that have been settled or paid in full. Remember to adapt the template according to your specific situation and tailor it to address the inaccuracies you found on your credit report.