This form is a Class Action Complaint. Plaintiffs seek damages and injunctive relief from defendants for liability under the Racketeer Influenced and Corrupt Organizations Act(RICO). Plaintiffs contend that the defendants' actions justify an award of substantial punitive damages against each.
Connecticut Complaint for Class Action For Wrongful Conduct - RICO - by Insurers
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FAQ
However, unlike most other states, Connecticut courts have limited punitive damages under this general rule to attorney's fees and other litigation costs.
Yes, generally you can cancel an insurance claim that you file by simply contacting a representative of your insurance provider. You may want to cancel a claim to prevent your premiums from rising, especially if the damages are low and you can cover them yourself.
In Connecticut, common law punitive damages may be awarded in a bad faith action upon showing a reckless indifference by the defendant to the rights of others or an intentional and wanton violation of those rights. Berry v. Loiseau, 223 Conn. 786, 811, 614 A.
When insurance companies fail to live up to their obligations in a dishonest or misleading way, the law refers to this as ?bad faith.? In Connecticut, policyholders can sue their insurers if they act dishonestly in a number of respects when handling claims.
1) n. intentional dishonest act by not fulfilling legal or contractual obligations, misleading another, entering into an agreement without the intention or means to fulfill it, or violating basic standards of honesty in dealing with others.
The tort of bad faith is an intentional tort and negligence or mistake is not sufficient to support a claim of bad faith against the insurer. There must be a refusal to pay coupled with a ?conscious intent to injure? the claimant.
Ask a third party such as an ombudsman to help with your dispute. File a complaint with your state department of insurance, which regulates insurance activity and insurer compliance with state laws and regulations. Seek arbitration if that is an option in your policy. File a legal claim against the insurer in court.
Bad faith insurance refers to an insurer's attempt to renege on its obligations to its clients, either through refusal to pay a policyholder's legitimate claim or investigate and process a policyholder's claim within a reasonable period.