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If someone else drives your car and causes an accident in Colorado, your auto insurance policy will likely apply to any injuries or property damage. However, the driver's insurance might cover additional costs if the damages exceed your policy limits.
One lawyer cannot look out for the interests of both the driver and the passenger. This is even more so when there is limited coverage available to pay any judgment or settlement that is reached.
In these circumstances, representing both would present a conflict of interest. Where, as here, the passenger may raise a claim against her own driver, the representation of one client will be directly adverse to another.
Due to Florida's no-fault laws, your insurance will pay for your auto repair after an accident you did not cause in Florida. However, if the costs of damages exceed your policy limits, you may qualify to recover additional compensation elsewhere.
The driver whose negligence caused a car accident is responsible for compensating all injured parties. However, a driver is responsible for his passengers after an accident only if his negligence caused the accident. In either case, if you suffered injuries as a passenger, we could help you seek compensation.
Colorado uses a system of comparative fault. The law recognizes that more than one person can do something that causes an accident. When an injured person has shared fault for a car accident, they may still bring a claim for compensation.
You could give the closest intersections or nearby businesses if the accident happened on an urban street. Mile markers or exit numbers are sufficient if the crash happened on a rural road or interstate. Other details of the scene include the time, weather and road conditions.