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State level consumer protections vary greatly and cover a widebe used for general informational purposes and not as a legal reference. Collectors may not use false or misleading statements or call you at work ifcollector or collection agency from taking any other action authorized by ...Knowing your rights can help when a debt collector pressures you to pay. You might be surprised to learn that consumers are protected in ... (a) A debt collector may not use a false, deceptive, or misleadingto take an action that cannot legally be taken or that is not intended to be taken;. Editor's note: When originally enacted in 1971, articles 1 through 3 and 4 through 6 were based upon the Uniform Consumer Credit Code promulgated by the ... Or maybe you need to learn how to write a complaint letter about a deceptiveGSA's Consumer Action Handbook is an important part of USAGov?your guide to. A. Resources. 1. NATIONAL CONSUMER LAW CENTER, UNFAIR AND DECEPTIVE ACTS ANDFor example, a creditor sues the consumer to recover a debt allegedly. Notice that the summons tells the defendant that they have 20 days to answer or a judgment will be entered against them. gov or write to us at: Jury ...