Colorado Application for Waiver of the Chapter 7 Filing Fee
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How to fill out Application For Waiver Of The Chapter 7 Filing Fee?
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FAQ
Not All Debts Are Discharged Certain debts will remain on your account when you file for Chapter 7 bankruptcy. You will still be responsible for alimony and child support. Tax liens, student loans, and personal injury debts caused by intoxicated drivers are still on the docket, as well.
Of the two options, Chapter 7 is more popular because filers don't have to pay back part of their debts. Chapter 13 may be a better solution if you're in arrears on your mortgage because you can keep your house in Chapter 13 and have time to get caught up on payments.
In a Nutshell. The Chapter 7 forms packet consists of a voluntary petition, schedules, and statements. The term ?petition? is often used to describe the set of forms individuals filing for bankruptcy submit to the court.
The biggest difference between Chapter 7 and Chapter 13 is that Chapter 7 focuses on discharging (getting rid of) unsecured debt such as credit cards, personal loans and medical bills while Chapter 13 allows you to catch up on secured debts like your home or your car while also discharging unsecured debt.
A Chapter 7 bankruptcy will generally discharge unsecured debts, including credit card debt, unsecured personal loans, medical bills and payday loans. The court discharges all of these remaining eligible debts at the end of the bankruptcy process, generally about four to six months after you start.
The district court or the bankruptcy court may waive the chapter 7 filing fee for an individual debtor who: (a) has income less than 150 percent of the income official poverty line applicable to a family of the size involved; and (b) is unable to pay that fee in installments.
What can't be done through Chapter 7? A Chapter 7 bankruptcy cannot: Discharge past-due child support, property taxes, recent IRS debts, and most student loans. Protect you from ?hot check? or other criminal charges, or waive criminal fines, fees, penalties, and restitution.