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Banks allow you to designate someone to be a ?signor? on your account. That means that this person can write checks and make withdrawals from your bank account while you are living ? without the need of having a signed Power of Attorney for Property Document.
The bank may be trying to alert you that your account is inactive. If the account remains inactive, it may be classified as abandoned, and your funds may be turned over to the state.
If there have been no transactions in a savings or current account for more than two years, the account will be considered inactive or dormant. The accounts that have not been used for more than two years will be noted by banks and kept in different ledgers.
The bank may be trying to alert you that your account is inactive. If the account remains inactive, it may be classified as abandoned, and your funds may be turned over to the state. This practice may also be referred to as escheatment.
If you don't use your account for a long period of time the bank or building society may declare it dormant, but the length of time before this happens will vary between institutions. It could be as little as 12 months for a current account, three years for a savings account, or in some cases up to 15 years.
Inactive Accounts Generally, an account is considered abandoned or unclaimed when there is no customer-initiated activity or contact for a period of three to five years. The specific period is based on the escheatment laws of each state.
Through online banking, you can use TransferNow to transfer funds between your account(s) at Bank of Colorado and other financial institutions. You can access TransferNow from your online banking homepage by selecting ?Transfer & Pay? and following the on-screen instructions to add and verify your accounts.
If you don't use your account for a long period of time the bank or building society may declare it dormant, but the length of time before this happens will vary between institutions. It could be as little as 12 months for a current account, three years for a savings account, or in some cases up to 15 years.