Colorado Consent to Discuss Consumer's File in Presence of Third Person

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Multi-State
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US-01408BG
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Description

The Fair Credit Reporting Act provides that the consumer, in obtaining disclosure of information in the consumer's file from a consumer reporting agency personally, is permitted to be accompanied by one other person of the consumer's choosing, which person must provide reasonable identification. The act further provides that the consumer reporting agency may require the consumer to furnish a written statement granting permission to the consumer reporting agency to discuss the consumer's file in such person's presence.

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FAQ

The act creates personal data privacy rights and: Applies to legal entities that conduct business or produce commercial products or services that are intentionally targeted to Colorado residents and that either: Control or process personal data of at least 100,000 consumers per calendar year; or.

Under the CPA, a Controller must obtain Consent from a Consumer before Processing the Consumer's Personal Data for a secondary use. ingly, a Controller must obtain Consent to use Personal Data obtained through a Bona Fide Loyalty Program for Targeted Advertising.

The Colorado Consumer Protection Act protects consumers from a wide range of unfair and deceptive business practices.

The Colorado Privacy Act also protects a particular class of personal data known as ?sensitive personal data.? The Colorado Privacy Act defines ?sensitive personal data? as ?personal data revealing racial or ethnic origin, religious beliefs, a mental or physical health condition or diagnosis, sex life or sexual ...

Personal identifying information, or PII, is information about an individual that could reasonably be used to identify such individual. Such information includes, but is not limited to: A social security number. A personal identification number (PIN)

The law defines sensitive data to include personal data revealing racial or ethnic origin, religious beliefs, a mental or physical health condition or diagnosis, sex life or sexual orientation, citizenship or citizenship status, genetic or biometric data that may be processed for the purpose of uniquely identifying an ...

Five Rights Afforded Consumers Under the Colorado Privacy Act. Consumers have the right to confirm whether an organization is processing personal data and to access such personal data. Consumers have the right to obtain personal data in a format that allows the consumer to transmit the data to another entity easily.

Report a Data Breach Colorado law requires covered entities that experience a data breach to notify affected Coloradans and provide notice to the Office of the Attorney General if the breach affects 500 or more Coloradans.

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Colorado Consent to Discuss Consumer's File in Presence of Third Person