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To see if someone's using your SSN, check your credit report. You can check it online through AnnualCreditReport.com, the only authorized website for free credit reports. Or you can call their phone number at 1-877-322-8228 to request your free copy.
Child identity theft occurs when someone uses your child's personally identifiable information (PII) to wrongfully get services or benefits, or to commit fraud. For example, anyone with access to just your child's SSN and name can: Open new bank or credit card accounts in their name.
Colorado law defines identity theft as using someone else's personal or financial identifying information to make a payment or to obtain anything of value. Identity theft can be prosecuted as a class 4 felony punishable by 2 to 6 years in prison and up to $500,000.00 in fines.
Being charged with identity theft or fraud is a serious crime. A conviction can lead to large fines and years in prison.
If your child's identity has been stolen, here are some steps you can take: Contact the Federal Trade Commission (FTC) to report the ID theft and get a recovery plan. Contact your local law enforcement and get a police report. Contact the fraud departments of companies where accounts were opened in your child's name.
Contact the three credit bureaus. You can find out if your child may be a victim of identity theft by contacting the three major credit bureaus.
It's against the law to: ? Use someone else's SSN. Give false information when applying for a number.
Contact the three major credit bureaus and ask for them to check for files relating to your child's name and social security number. Note: Only parents/guardians of children may ask to see a child's credit file.