Colorado Chattel Mortgage on Mobile Home
Description
How to fill out Chattel Mortgage On Mobile Home?
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FAQ
Colorado businesses must collect and remit the full sales tax rate in effect at the location of the consumer ? the destination of the sale ? when taxable goods are delivered to a Colorado address. Destination sourcing also applies to out-of-state sellers.
A chattel mortgage is a loan for a manufactured home or other movable piece of personal property, such as machinery or a vehicle. The movable property, called ?chattel,? also acts as collateral for the loan.
Prepare to meet these requirements to qualify for a chattel mortgage: Credit score: You'll need an excellent credit score (around 680 or higher) to qualify for this type of loan.
Normally, a person selling a manufactured home is required to be registered as a seller with the Division of Housing. However, Colorado law identifies an exemption to a person who sells a manufactured home in the course of engaging in activities as a licensed real estate broker.
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Sales tax - manufactured homes. The act exempts the entire purchase price of the sale of manufactured homes constructed in compliance with the "National Manufactured Housing Construction and Safety Standards Act of 1974" from state sales and use tax.
Taxation Exceptions Farm equipment. Food for home consumption. Food sold through vending machines. Gas, electricity or other similar resources for residential use. Low-emitting vehicles. Machinery and machine tools (as defined on form DR 1191) Occasional sales by charitable organizations. Pesticides.
Manufactured homes are real property for assessment purposes; however, they are considered personal property for tax collection purposes. Thus, the treasurer has the authority to distrain and sell the titled manufactured home in the event property taxes are not paid.
