California Debtor's Certification of Completion of Instructional Course Concerning Personal Financial Management - Post 2005
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How to fill out Debtor's Certification Of Completion Of Instructional Course Concerning Personal Financial Management - Post 2005?
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FAQ
An automatic stay isn't permanent. But it protects debtors from further court action, foreclosure, liens against property and repossession attempts while the bankruptcy filing is playing out in court.
The most sought exceptions are actions by parties to securities contracts to close out open positions; eviction of a debtor by a landlord where the lease has been fully terminated prior to the bankruptcy filing; actions by taxing authorities to conduct tax audits, issue deficiency notices, demand tax returns and make ...
1 The automatic stay applies to individual debtors, to businesses, and to all of the chapters of the bankruptcy code. The automatic stay does not apply to non-debtor entities, such as corporate affiliates, corporate officers, co-defendants, or guarantors.
The automatic stay provides a period of time in which all judgments, collection activities, foreclosures, and repossessions of property are suspended and may not be pursued by the creditors on any debt or claim that arose before the filing of the bankruptcy petition.
Filing for bankruptcy more than once within a year will limit the automatic stay stopping creditor collection and harassment. If you repeatedly file for bankruptcy over a year's time, an exception to the automatic stay will apply, leaving you vulnerable to collection activities.
The discharge order sent by the Clerk's Office will contain a general statement about the categories of debts that are discharged. The individual debts that are discharged will not be listed on the discharge order.
What Activities Are Not Subject to the Automatic Stay? Criminal court matters. Establishment of paternity and child support (note: collections efforts of past due child support are Stayed) Child custody matters. Tax audits and other enforcement efforts that are not directly connected to the collection of debt.