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In Arizona, most foreclosures proceed via a non-judicial process governed by a deed of trust executed and recorded at the time of purchase. By electing this procedure, the lender may proceed with a trustee's sale without having to file an action in court.
A mortgage loan used to purchase a home in Arizona is non-recourse debt. In other words, in Arizona, unlike most states, the homeowner has no personal liability for a mortgage used to purchase a home.
The auction takes places either at the steps of the county courthouse or in the foreclosure attorney's office. Since it's a public auction, anyone has the right to bid on the property. The person who places the highest bid and wins the property must make a non-refundable $10,000 deposit.
(A.R.S. § 33-721). A non-judicial foreclosure is a foreclosure that does not require a court action, in Arizona non-judicial foreclosures are called Trustee Sales. (A.R.S.
(a) Any representative, as defined in subdivision (b) of Section 2945.9, deemed to be the agent or employee or both the agent and the employee of the foreclosure consultant shall be required to provide both of the following: (1) Written proof to the owner that the representative has a valid current California Real
In Arizona, most foreclosures proceed via a non-judicial process governed by a deed of trust executed and recorded at the time of purchase. By electing this procedure, the lender may proceed with a trustee's sale without having to file an action in court.
In a nonjudicial foreclosure, the lender (or subsequent loan owner, called an "investor") doesn't have to go to court to foreclose your home. So, the process typically goes more quickly than a judicial foreclosure, which is through court.
In Arizona, most foreclosures proceed via a non-judicial process governed by a deed of trust executed and recorded at the time of purchase. By electing this procedure, the lender may proceed with a trustee's sale without having to file an action in court.
In order to legally operate as a Foreclosure Consultant in California, you must obtain a Certificate of Registration as a Mortgage Foreclosure Consultant from the Department of Justice. To do so, you must submit the following: A completed application. A copy of the contract you will use with clients.
How Arizona Foreclosures Work. Most foreclosures in Arizona are nonjudicial, which means the lender doesn't have to go through state court to foreclose.