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The individual debtor's primary concerns in a chapter 7 case are to retain exempt property and to receive a discharge that covers as many debts as possible. Contains a list of all required documents and deadlines to meet Chapter 7 bankruptcy filing requirements.Be Truthful and Complete — You are required, while filing for bankruptcy, to provide full and complete information. Individuals filing for Chapter 7 bankruptcy must complete a course before filing or, in highly unusual cases, shortly after. You must meet certain requirements to file for Chapter 7, otherwise, you may be directed to file for Chapter 13. To take full advantage of the bankruptcy laws and get a fresh start, it is important that you do not continue to incur additional debt. Businesses generally file for chapter 7 liquidation when there is no possibility of achieving profitability under a chapter 11 reorganization. Prompt corrective action may require development of a net worth restoration plan (NWRP) when a credit union becomes less than adequately capitalized. Regulatory Procedures Manual. The Bankruptcy Clause and the Uniformity Requirement .