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In these circumstances, representing both would present a conflict of interest. Where, as here, the passenger may raise a claim against her own driver, the representation of one client will be directly adverse to another.
Before lending a car to a family member or a friend, ensure that you have checked or done the following: Check if the borrower has a valid driver's licence. Place a copy of the registration and insurance policy in the car. Let the borrower know where these are located, too.
Arkansas law requires that a report is made to the police or the Department of Motor Vehicles if the crash results in death, injury, or property damage worth more than $1,000. If it's death or injury, the crash must be reported immediately. If it's property damage, a report must be made within 30 days.
Non-Permissive Use Alternatively, if you live with a friend that borrows your car without your consent, the friend's insurance company may be liable for the accident. However, if your friend does not possess car insurance and causes a car accident, your personal insurance may have to provide coverage for the accident.
If you let someone borrow your car and they cause an accident in Arkansas, bodily injury liability insurance pays for injuries to the other driver and their passengers. Property damage liability insurance will pay for damage to the other driver's car.
Arkansas is an ?at fault? state. This means that the person responsible for the accident is also responsible for the damages they have caused.
Hollahan it was held that the ?purpose of the Legislature in passing the automobile guest statute was to prevent one who traveled with another in an automobile as a guest, or without compensation, from recovering unless it was proven that the driver of the automobile was guilty of gross negligence or willful and wanton ...