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If you let someone borrow your car and they cause an accident in Arkansas, bodily injury liability insurance pays for injuries to the other driver and their passengers. Property damage liability insurance will pay for damage to the other driver's car.
Arkansas is an ?at fault? state. This means that the person responsible for the accident is also responsible for the damages they have caused.
If the worst happens and you're in a motor vehicle accident, here's what you need to do. Take note of traffic violations. The best time to decide who is at fault is at the scene of the accident. ... Start collecting evidence. ... Talk to witnesses. ... Consider if the other driver was negligent. ... Get a compensation lawyer on board.
What to Do Immediately After an Accident Stay calm. Turn on your hazard lights. Get to safety (often, a sidewalk or median) Call 911. Exchange information. Collect evidence. Gather eyewitness information. Get a medical examination.
Arkansas is an ?at fault? state. This means that the person responsible for the accident is also responsible for the damages they have caused.
Penalties for a hit-and-run in Arkansas Type of crashChargePenaltyProperty-damage onlyClass A misdemeanorUp to one year in jail; fine up to $2,500Physical injuryClass D felonyUp to six years in prison; fine up to $10,000DeathClass B felonyFive to twenty years in prison; fine up to $15,000
For residents of Arkansas, you have three years from the date of the collision to file a lawsuit for negligence that causes a motor vehicle accident that causes injury or death. The statute of limitations will not affect your accident claim if you bring it to court before the three-year limit expires.
Arkansas law requires that a report is made to the police or the Department of Motor Vehicles if the crash results in death, injury, or property damage worth more than $1,000. If it's death or injury, the crash must be reported immediately. If it's property damage, a report must be made within 30 days.