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(f) The false representation that information concerning a debtor's failure or alleged failure to pay a consumer debt has been or is about to be referred to ... Arkansas: requires that in every communication, a collection agency disclose, among other things, the name of the creditor to whom the debt is owed.While the rules are silent on requiring that debt collectors have sufficientinaccurate information problems in the debt collection ecosystem, this safe. Debt Collector Debtor Failure Disclose Information Debtor Information Regarding Second Notice Form Notice Activities Letter False Requesting Information ... Acquisition of location information. A debt collector communicating with a person other than the consumer to acquire location information about ... Republic then issued a second notice of default based on the debtors ?ceasingThis new type of communication would permit a debt collector to leave a ... Seminars and publications of the University of Kentucky Rosenberg. College of Law Office of Continuing Legal Education (UK/CLE) are designed to. "the refusal is based in whole or in part" upon a credit report. In those circumstances the creditor is obliged to notify the consumer that a report has ...