Arkansas Coverage for Interns under the Affordable Care Act
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How to fill out Coverage For Interns Under The Affordable Care Act?
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FAQ
Arkansas residents can sign up for affordable health coverage through the state health insurance exchange, and Medicaid provides free or low-cost coverage to those who qualify based on income. For 2023, the average monthly cost of health insurance in Arkansas is $476 for a 40-year-old.
Often, the starting point for an insurance rate is based on that of an individual who is 21 years old. ing to ValuePenguin, the average health insurance premium for a 21-year-old was $200 per month. This is also an average for a Silver insurance plan -- below Gold and Platinum plans, but above Bronze plans.
Paid interns working more than 30 hours per week may be considered eligible employees who should receive health coverage insurance. Exceptions may include: Interns employed by a company for fewer than 120 days. Interns who have worked fewer than 30 hours a week on average for the last 12 months.
Full coverage insurance in Arkansas is usually defined as a policy that provides more than the state's minimum liability coverage, which is $25,000 in bodily injury coverage per person, up to $50,000 per accident, and $25,000 in property damage coverage.
The ACA's individual mandate provision goes into effect, requiring individuals to obtain health insurance coverage to avoid a tax penalty. Subsidies are available on a sliding scale to purchase coverage. 60,034 Arkansans will have coverage through the state's health insurance marketplace as of March 2020.
Since 2016, Arkansas has enrolled residents in ACA-compliant plans through a state-based exchange that utilizes the federal enrollment platform (SBE-FP). This means people enroll through HealthCare.gov, but the state oversees the exchange plans and runs its own outreach and assistance programs.
On average, a single person pays about $111 a month for employer-sponsored coverage and $456 a month for a plan on the health insurance marketplace, before any subsidies. Besides monthly premiums, health insurance expenses include copayments, coinsurance and spending to meet your deductible.
