Alabama Notice from Employer to Employee Regarding Early Termination of Continuation Coverage

State:
Multi-State
Control #:
US-AHI-008
Format:
Word; 
Rich Text
Instant download

Description

This AHI form is a notice from the employer to the employee regarding the early termination of their continuation coverage.

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FAQ

The State of Alabama does not have any termination laws. Federal law covers such things as discrimination based upon age, race, religion, sex, national origin, and disabilities and is handled by the Equal Employment Opportunity Commission whose office is in Birmingham (205) 731-0082.

State continuation coverage refers to state laws that allow people to extend their employer-sponsored health insurance even if they're not eligible for extension via COBRA. As a federal law, COBRA applies nationwide, but only to employers with 20 or more employees.

Under Alabama law, an employee can be fired or terminated for any reason, whether it's a good reason, bad reason or for no reason. This is called the employee at will doctrine. Under this doctrine, an employer can terminate someone for virtually any reason, whether its legitimate or not.

The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss,

Under Alabama law, an employee can be fired or terminated for any reason, whether it's a good reason, bad reason or for no reason. This is called the employee at will doctrine. Under this doctrine, an employer can terminate someone for virtually any reason, whether its legitimate or not.

The general notice describes general COBRA rights and employee obligations. This notice must be provided to each covered employee and each covered spouse of an employee who becomes covered under the plan. The notice must be provided within the first 90 days of coverage under the group health plan.

No, an employer generally does not need to tell an employee why he or she was fired. There is no law that requires an explanation. However, if there is an employment contract, the contract may require one.

Federal law requires that most group health plans (including this Plan) give employees and their families the opportunity to continue their health care coverage through COBRA continuation coverage when there's a qualifying event that would result in a loss of coverage under an employer's plan.

There are several other scenarios that may explain why you received a COBRA continuation notice even if you've been in your current position for a long time: You may be enrolled in a new plan annually and, therefore, receive a notice each year. Your employer may have just begun offering a health insurance plan.

The Consolidated Omnibus Budget Reconciliation Act of 1986 (COBRA) amended the Public Health Service Act, the Internal Revenue Code and the Employee Retirement Income Security Act (ERISA) to require employers with 20 or more employees to provide temporary continuation of group health coverage in certain situations

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Alabama Notice from Employer to Employee Regarding Early Termination of Continuation Coverage