Alabama Coverage for Interns under the Affordable Care Act
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How to fill out Coverage For Interns Under The Affordable Care Act?
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FAQ
Some employers choose to offer temps and interns only medical coverage. The ACA employer mandate does not require an offer of other health benefits (such as dental and vision coverage) to avoid potential penalties.
The Affordable Care Act (ACA) requires employers to offer health insurance to employees working at least 30 hours per week (or 130 hours per month) to avoid paying penalties.
It depends. If the intern does not complete your plan's waiting period, you would not have to report them because an individual is not considered a ?full-time employee? when in a limited non-assessment period (which is a fancy term for a waiting period that is 90 days or less).
The answer is generally yes, but different conditions must be satisfied depending on whether the intern job classification results in an indirect service requirement. An employer may exclude certain job titles from participating in its 401(k) plan.
The opportunity to sign up for health insurance is guaranteed to many full-time employees. Unpaid interns do not qualify as full-time employees, but paid interns may qualify for benefits under certain circumstances. Seasonal employees of six months or less are also exempt from health insurance requirements.
Internships can help to expand your employee candidate pool. It is an excellent opportunity to identify great talent, build connections, and eventually hire the right people. It could be the solution to your hiring needs in a competitive labor landscape.
Where competition for interns is fierce, I have seen internships pay very well. But this is not the case around the world and across every industry. Often, companies can acquire the talent they need among candidates for internships without paying a high wage. In those cases, wages and benefits can be low.
Interns and part-time employees are allowed to participate in a 401(k) program if they meet plan eligibility requirements. An employee may generally participate in a qualified 401(k) plan if they meet the following conditions: Age requirement: The employee must be at least 21 years old.
