Alabama Mortgage Deed
Description
How to fill out Mortgage Deed?
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FAQ
To put simply, the deed is the legal document that proves who holds title to a property, while a mortgage is an agreement between a financial lender and borrower to repay the amount borrowed to purchase a home.
Are Alabama Real Estate Records Public Records. Every county or local government in Alabama maintains records on every single residential or commercial property within its bounds detailing its history in terms of value, taxes, and potential liens.
Fees Required to File Alabama Deeds The deed must be recorded in the office of the judge of probate in the county where the property is located.
In Alabama, Arizona, Arkansas, Illinois, Kentucky, Maryland, Michigan, Montana and South Dakota, the lender has the choice of either a mortgage or deed of trust. In any other state, you must have a mortgage.
Deeds are usually recorded by the property owner, real estate agent, or closing attorney in the Mobile County Probate Court records department. If your deed was recorded, you may purchase a copy. For more information you can call the records department of the Mobile County Probate Court at 251-574-6000.
Public Records Policy Please note, many records maintained by the Secretary of State are available online through the official website: .sos.alabama.gov. These records may be accessed, inspected, and obtained electronically by any member of the public at any time at no cost.
The Cost of Title Searches in Alabama Type of SearchCost30-Year Search (Residential)$195.00Title Update$40.00Deed Search$35.00Commercial O&E Report$250.002 more rows
