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All in all, it appears that deposited wages continue to be exempt in at least thirteen jurisdictions: California, Colorado, Connecticut, Florida, Idaho, Iowa, Minnesota, Montana, Nebraska, North Carolina, Oklahoma, Oregon, and Puerto Rico.
If you're a resident of Alaska, the federal limits apply, with some further protection: the judgment creditor can't garnish more than $473 per week, or $743 if you're the sole wage earner in your household and submit an affidavit to that effect (2021 figures). (Alaska Stat. §§ 09.38. 030, 9.38.
Consumer Debt Eighty (80) percent of disposable earnings or thirty-five times the state minimum hourly wage, whichever is larger, is the exempt amount. This 80 percent (or thirty-five times) must be paid to the employee. The remaining 20 percent is subject to the writ of garnishment (continuing lien).
At a minimum, your written objection to the garnishment should include the following information: the case number and case caption (ex: "XYZ Bank vs. John Doe") the date of your objection. your name and current contact information. the reasons (or "grounds") for your objection, and. your signature.
If you receive your earnings (wages, salary, commissions, etc.) either weekly, every two weeks or monthly, the following part of your earnings is automatically exempt (protected from seizure): $473 per week* or 75% of your weekly "disposable earnings,"** whichever is more.
How do I collect on my judgment? You may collect the money owed you in one of two ways: either the debtor pays you voluntarily or you can execute on the debtor's property by getting a writ of execution from the judge.
Limits on Wage Garnishment in Alaska The most that can be garnished from your wages is the lesser of: 25% of your disposable earnings for the week, or. the amount of disposable earnings for the week that exceed 30 times the federal minimum wage.