Alaska Letter to Credit Reporting Company or Bureau regarding Identity Theft
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How to fill out Letter To Credit Reporting Company Or Bureau Regarding Identity Theft?
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FAQ
File a police report about the identity theft, and get a copy of the police report or the report number. Bring your FTC Identity Theft Affidavit when you file a police report. Attach your FTC Identity Theft Affidavit to your police report to make an Identity Theft Report.
The Fair Credit Reporting Act (FCRA) This is a federal law regulating how employers collect, distribute, and use consumer (in this case, the applicant) credit information. In the context of employment background checks, FCRA aims to protect job applicants from unfair or inaccurate information being used against them.
I am a victim of identity theft, and did not make the charge(s). I am requesting that the item(s) be blocked to correct my credit report. Enclosed are copies of (describe any enclosed documents) supporting my position. Please investigate this (these) matter(s) and block the disputed item(s) as soon as possible.
To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts.
ID theft victims should reach out to law enforcement Copies of bills or collection notices. Credit reports with fraudulent charges. Bank or credit card statements.
Your letter should clearly identify each item in your report you dispute, state the facts, explain why you dispute the information, and request that it be removed or corrected. You may want to enclose a copy of your credit report with the items in question circled.
The law requires businesses and government agencies to notify you if your personal information has been compromised, restricts the use of social security numbers, and requires records containing your personal information to be destroyed as soon as it is no longer needed.
You can report identity theft to Alaska's UI fraud unit by email at uifraud@alaska.gov or by phone (877) 272-4635.
Dear Sir or Madam: I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I therefore request that it be closed immediately.
