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This benefit is one of the many reasons Dave Ramsey recommends Zander for identity theft protection. You can explore more information about what Dave recommends for term life insurance, home insurance, auto insurance and disability insurance.
The Top 10 Ways to Protect Your Identity Keep your mail safe. ... Read your account statements. ... Check your credit reports. ... Shred! ... Store personal documents at home. ... Be wary of unknown phone calls and emails. ... Create difficult logins and passwords. ... Use one credit card for online shopping.
Monitor Your Credit Reports, Bank and Credit Accounts One of the most effective ways to protect against identity theft is to monitor your credit reports and billing statements so you can spot and report unauthorized activity.
That's bad news because your driver's license contains plenty of key information about you, including your birthdate, home address and even your height, weight, and eye color. Thieves can use some of this information to steal your identity and apply for credit cards and loans in your name.
If you're at high risk of becoming a victim of identity theft, have already been a victim, or simply want professional monitoring and protection, an identity theft protection service could be worth the cost.
To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts.
11 ways to prevent identity theft Freeze your credit. ... Safeguard your Social Security number. ... Be alert to phishing and spoofing. ... Use strong passwords and add an authentication step. ... Use alerts. ... Watch your mailbox. ... Shred, shred, shred. ... Use a digital wallet.
Contact your police department, report the crime and obtain a police report. Decide whether you want to place a security freeze on your credit report.