Cosigner For Car Lease Agreement
Description
How to fill out Utah Landlord Tenant Lease Co-Signer Agreement?
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FAQ
Can you have a cosigner on a car lease? Yes! Even with a bad credit score, you can still acquire a car through a lender with the help of a cosigner.
Having a Cosigner for a Car Lease Many lenders and lessors require bad credit borrowers to have a cosigner before they can approve you. If you have a credit score around 660 or lower, it isn't uncommon for a lessor to ask you to bring a cosigner to qualify for the lease.
The typical minimum for most dealerships is 620. A score between 620 and 679 is near ideal and a score between 680 and 739 is considered ideal by most automotive dealerships. If you have a score above 680, you are likely to receive appealing lease offers.
To add a co-borrower to your existing car loan, you have to refinance it in order to get their name on the loan. Refinancing is when you replace your existing loan with a new one, hopefully with better terms.
Answer provided by. It depends on your lender. Some lenders may allow him to sign digitally or through fax, while others will want him to be present for a witnessed or notarized document. Consult your lender beforehand to see if the cosigner needs to be present during closing.
