A Default Certificate states that a Complaint was filed with the Court, as well as an Acceptance of Service by the Defendant. The Defendant chose not to filed an Answer in response to the Complaint, as such a Default Certificate is now entered in favor of the Plaintiff.
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If you're sued, you can choose to do nothing. This means that you do not file any response by the deadline. The Plaintiff then can ask the judge to decide the case without your input. This is called a default or a default judgment.
A default judgment is the court order entered against the party who defaulted.
Default means a party has not done what is required of them in the time allowed. For example, a defendant (or respondent) did not file an answer to a complaint within the required time, or a plaintiff (or petitioner) did not answer a counterclaim within the required time.
To get a judgment by default, you must serve the other party with the Summons and the Complaint/Petition, file proof of service with the court, and then wait at least 21 days (30 days if the other party was served outside Utah).
A request for default is filed in an adversary case and is filed by the plaintiff against the defendant when the defendant has failed to answer the complaint, plead or defend. The Clerk can grant the request certifying that the defendant has failed to answer, plead or defend.