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The Multiplier Method Your injury's severity is rated from one to five and your economic damages are multiplied by that number to determine how much you may recover for pain and suffering.
To win in a negligence lawsuit, the victim must establish 4 elements: (1) the wrongdoer owed a duty to the victim, (2) the wrongdoer breached the duty, (3) the breach caused the injury (4) the victim suffered damages.
Write a demand letter to the other party. List out your injuries, your costs and damages, and what you want them to do. Sometimes, companies and people will negotiate with you after receiving a demand letter because they want to avoid a lawsuit just as much as you do.
What to include in an injury demand letter The date of the accident. Name of the insured. Policy number, if available. What parties were involved in the accident. Events leading up to and causing the accident. Detailed information regarding economic damages, broken down by category. Explanation of non-economic damages.
The multiplier method is an equation frequently used by insurance companies and is a common way to calculate pain and suffering damages. You add up all special damages and multiply the result by a number between 1.5 to 5.