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You can submit your statement to the credit bureaus by mail or online. Check each bureaus' website for specific instructions: Equifax.com, Experian.com, and TransUnion.com. Looking for help understanding your credit report?
You don't need to contact the credit bureaus to update the personal information on your credit reports. Instead, get in touch with your creditors and ask them to update your records with your new address, name or employer.
You can't directly add things to your credit report, even if they are bills you pay each month. Instead, you must depend on your creditors and lenders to send updates to the credit bureaus based on your account history. There are three major credit bureaus in the U.S.: Equifax, Experian, and TransUnion.
If you want to add a Consumer Statement to those credit reports, you'll need to contact them separately. Don't forget, you won't always ?nd the same information on your credit reports at all three nationwide consumer reporting agencies because creditors or lenders may not report to all three of them.
A credit bureau is a company that gathers and stores various types of information about you and your financial accounts and history. It draws on this information to create your credit reports, which in turn form the basis for your credit scores.