Carecredit Card Acceptance Agreement For Participating Professionals
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If this form requires notarization, complete it online through a secure video call—no need to meet a notary in person or wait for an appointment.
We protect your documents and personal data by following strict security and privacy standards.
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FAQ
CareCredit does double-dip and collect a merchant fee from the doctor for accepting CareCredit and this one-time off-the-top fee ranges from 1.9% to 14.9%. Not that anyone is concerned about the doctor's fee but for completeness, I point it out here.
A cardholder agreement is a legal document outlining the terms under which a credit card is offered to a customer. Among other provisions, the cardholder agreement states the annual percentage rate (APR) of the card, as well as how the card's minimum payments are calculated.
Approval rates are generally high and come quickly, with patients often approved on the spot in healthcare offices. CareCredit's standard APR is 26.99 percent.
Key Takeaways. CareCredit, used to finance healthcare treatments not typically covered by health insurance, can be used for multiple instances, multiple times and even for multiple people. It can be used as a method of payment for the account holder's family members and even pets.
For the best approval odds with CareCredit, you'll need a credit score of 620 or higher. However, some users report approval with scores around 600. If you're score is lower than 600 you'll have a hard time getting approval.
