Section 806 of the Fair Debt Collection Practices Act states in part that a debt collector may not harass, oppress, or abuse any person in connection with the collection of a debt. One example of such activity involves using threats (including implied threats), violence, or other criminal means to harm anyone's reputation, property, or physical person.
Collector Harassment Involving Forensic Psychology
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US-DCPA-18.1BG
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How to fill out Letter Informing Debt Collector Of Harassment Or Abuse In Collection Activities Involving Threats To Use Violence Or Other Criminal Means To Harm The Physical Person, Reputation, And/or Property Of The Debtor?
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FAQ
Forensic evaluation refers to assessing an individual in a legal context. A forensic psychiatrist or psychologist has special forensic training and conducts a detailed review of a legal case. Services may include examining police reports and testifying in a court case.
They can give an informed opinion of whether a suspect knew right from wrong at the time of a crime and even whether a minor is being truthful in recounting an unlawful act. Some forensic psychologists work in the area of threat assessment, an emerging science predicting who may be at risk for committing a violent act.
A thorough interview and collateral information are key elements to a forensic evaluation. The results of the evaluation can be provided, usually to the referring attorney and/or court, in written and/or verbal feedback. Testimony can also accompany an evaluation.
Forensic psychology reports typically begin a first section with introductory and contextual information about the assessment?the evaluee (name, age, gender, etc.), evaluator (name, qualifications, location of assessment), purpose of the evaluation and, if a criminal matter, what the defendant is alleged to have done.
It involves a wide range of services, including evaluations in criminal, civil, or family court as well as court-involved psychotherapies. It employs a multi-method approach to data collection consisting of record review, interviewing, collateral contacts, and psychological testing.
