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The answer: Yes! However, there are very specific eligibility requirements you must meet to qualify for loan forgiveness or receive help with repayment. Loan forgiveness means you don't have to pay back some or all of your loan.
A reaffirmation agreement is a form that Direct Lending sends to you to let you know that you have been inadvertently over-awarded in Federal Direct Subsidized or Unsubsidized aggregate loan limit totals.
Contact your Federal Loan Servicer and request to repay the excess amount in full or request to make satisfactory repayment arrangements to reaffirm the debt.
7 best ways to get out of student loan debt.Look into student loan forgiveness programs.Apply for an income-driven repayment plan.Research federal loan cancellation or discharge.Ask your employer for repayment help.Consolidate your federal loans.Refinance your student loans.Take on a side hustle.04-Feb-2022
Options to Get Out of Repaying Student Loans LegallyLoan Forgiveness Programs.Income-Driven Repayment Plans.Disability Discharge.Temporary Relief: Deferment or Forbearance.Student Loan Refinancing.Filing for Bankruptcy: A Last Resort.