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Having A Newborn Is A Qualifying Event Your newborn child can be added on to COBRA for additional premiums.
How to get COBRA coverage. When a qualifying life event happens, you or your employer will notify the health plan. The plan will send an election notice that you will have 60 days to respond to. If you elect to take COBRA coverage, your employer may pay a portion of or the full amount of your insurance premium.
They must be enrolled during either the plans' special 30-day enrollment period or some other period such as open enrollment. In summary although a newborn or newly adopted child is automatically considered a qualified beneficiary, the child is not covered until enrollment occurs.
You may change plans and add/delete eligible dependents. Dependents added during open enrollment will not have the same COBRA rights as the ?qualified beneficiaries.? What are the special application rules in California?
Applying for COBRA begins with the employer who provided the health plan to notify you of your right to continuation. The employer has 30 days to notify the group health plan of the qualifying event. After that, the employer has 14 days to notify you of your COBRA right to keep your work health insurance.