Spousal Benefits For Married Couple With Different Last Names
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FAQ
If your spouse is not receiving any retirement benefits yet, then you could technically take your regular Social Security benefit as early as age 62. When your spouse files for their benefit later you could switch to spousal benefits.
To make the switch from a survivor benefit to your own retirement benefit, which will reach its highest amount at age 70, you may either apply online at SSA.GOV or make an appointment with your local office to apply in person.
You qualify for spousal benefits if: Your spouse is already collecting retirement benefits. You have been married for at least a year. You are at least 62 years old (unless you are caring for a child who is under 16 or disabled, in which case the age rule does not apply).
Form SSA-2 | Information You Need to Apply for Spouse's or Divorced Spouse's Benefits. You can apply: Online, if you are within 3 months of age 62 or older, or. By calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or visiting your local Social Security office.
It's so easy! Just go to .ssa.gov/retirement and select Learn how to apply. Scroll down and select Start application in the Submit an Application box, then accept the terms of service to begin. Select one: ? Start a New Application.
