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If you're covered by a parent's job-based plan, your coverage usually ends when you turn 26. But check with the employer or plan. Some states and plans have different rules. If you're on a parent's Marketplace plan, you can remain covered through December 31 of the year you turn 26 (or the age permitted in your state).
To elect COBRA coverage, notify your parents' employer in writing within 60 days of reaching age 26. In turn, your plan should notify you of the right to extend health care benefits under COBRA. You will have 60 days from the date the notice was sent to elect COBRA coverage.
I am being laid off and am over 65. May I receive COBRA? And if no, may I receive COBRA for dental benefits since Medicare does not cover dental? Age is not a limitation for COBRA eligibility.
Dependents may enroll in COBRA for up to 36 months if: The dependent child marries or reaches age 26. The covered member dies (eligibility applies whether the member was working or retired at the time of death).
If you are age 26, you may be eligible for COBRA coverage, which allows you to continue your parents' insurance for 36 months after you are no longer eligible.