Life Insurance Benefit Form With Two Points
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FAQ
Name only living persons as beneficiaries, unless you are naming a trust, your estate or an organization. Do not name the same person or organization as both a primary and secondary beneficiary. Do not use the word ?or? when designating multiple beneficiaries. Do not impose any conditions on payment.
Primary Beneficiaries If you're naming only one primary beneficiary, put 100% in the percent column. If you're naming more than one primary beneficiary, you must indicate what percentage each is to receive.
To make a life insurance claim, submit a claim form and death certificate to the insurance company. You may be asked to verify your identity.
If you decide to have more than one beneficiary, you will allocate a percentage of the death benefit for each, so that the total allocation equals 100%. A simple example of this would be allocating 50% to your partner, and 25% to each of your two children, for a total of 100%.
Common lies on life insurance applications include age, weight, health history, current health, tobacco use, alcohol use, engagement in risky activities, sports, or hobbies, travel, and income.